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PSI INSURANCE WHICH HOSPITAL FULL

Maximum Out-of-Pocket Expenses - The most money you will be required pay a year for deductibles and coinsurance.All HMOs and PPOs, and many fee-for-service plans, have managed care. Managed Care - Ways to manage costs, use, and quality of the health care system.Inpatient Care - Health care that you get when you're admitted as an inpatient (requiring an overnight stay) to a health care facility, like a hospital or skilled nursing facility.You must use the doctors and hospitals designated by the HMO. You pay a monthly premium and the HMO covers your doctors' visits, hospital stays, emergency care, surgery, checkups, lab tests, x-rays, and therapy. HMP (Health Maintenance Organization) - Prepaid health insurance plans.Exclusions - Specific conditions or circumstances for which the health insurance policy will not provide benefits.Emergency room treatment is extremely expensive, and therefore should only be used for true emergencies. Emergencies required immediate care, and the emergency room at the hospital is for those kinds of situations. Emergency Services/Emergency Room - A medical emergency is an illness, injury, symptom or condition so serious that a reasonable person would seek care right away to avoid severe harm.Deductible - The amount of money you must pay each year to cover your medical care expenses before your health insurance policy starts paying.Otherwise you will have to pay the rest yourself. Or shop around to find a doctor who will.

PSI INSURANCE WHICH HOSPITAL FULL

To avoid this additional cost, ask your doctor to accept your health insurance company's payment as full payment. This is in addition to the deductible and coinsurance you would be expected to pay. If your doctor charges $1,000 for a hernia repair while most doctors in your area charge only $600, you will be billed for the $400 difference.

Customary Fee - Most health insurance plans will pay only what they call a reasonable and customary fee for a particular health care service.

They are listed in the health insurance policy. Covered health care services are those medical procedures the health insurer agrees to pay for. Others may not pay for mental health care.

Covered Expenses - Most health insurance plans, whether they are fee-for-service, HMOs, or PPOs, do not pay for all health care services.

The health insurance company pays the rest. You pay a flat fee every time you receive a medical service (for example, $5 for every visit to the doctor).

Co-payment / Co-pay - Another way of sharing medical costs.

Benefits under the two health insurance plans usually are limited to no more than 100 percent of the health claim. Coordination of Benefits - A system to eliminate duplication of benefits when you are covered under more than one group health insurance plan / medical insurance plan.

This protection is referred to as ‘confidentiality.’ (including mental health care) are protected by law from having information about their medical care/condition shared with any others in almost all cases, except if under the age of 18 in which case information can be shared with their parent/legal guardian. Confidential - Patients of health care in the U.S.For example, if the health insurance company pays 80 percent of the health claim, you pay 20 percent. The coinsurance rate is usually expressed as a percentage. Coinsurance - The amount you are required to pay for medical care in a fee-for-service health plan after you have met your deductible.International Student Advisory Council (ISAC).